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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,345 | $138,076+16.9% | $123,553+30.6% | $135,380+19.2% |
| Participation rate | 93.8% | 84.7%+9.0pp | 82.3%+11.5pp | 82.6%+11.1pp |
| Annual return | -3.53% | 153.70%-157.2pp | 119.21%-122.7pp | 519.81%-523.3pp |
| Employer contribution / active EE | $10,391 | $5,152+101.7% | $4,628+124.5% | $4,779+117.4% |
| Participant deferral / active EE | $10,006 | $6,800+47.1% | $6,426+55.7% | $5,609+78.4% |
| Admin fee / account holder | $1,026 | $10,917-90.6% | $9,284-88.9% | $10,828-90.5% |