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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,040 | $65,555-67.9% | $86,216-75.6% | $75,173-72.0% |
| Participation rate | 38.2% | 60.5%-22.3pp | 69.0%-30.8pp | 67.2%-29.0pp |
| Annual return | 28.65% | 46.07%-17.4pp | 1169.42%-1140.8pp | 160.72%-132.1pp |
| Employer contribution / active EE | $1,496 | $1,553-3.7% | $2,382-37.2% | $2,671-44.0% |
| Participant deferral / active EE | $2,474 | $3,023-18.2% | $3,986-37.9% | $4,126-40.0% |
| Admin fee / account holder | $1,558 | $5,469-71.5% | $6,853-77.3% | $5,651-72.4% |