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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,140 | $123,793+62.5% | $177,840+13.1% | $79,852+151.9% |
| Participation rate | 93.9% | 84.7%+9.2pp | 87.7%+6.2pp | 69.6%+24.3pp |
| Annual return | 11.79% | 22.82%-11.0pp | 48.32%-36.5pp | 31.72%-19.9pp |
| Employer contribution / active EE | $0 | $4,095-100.0% | $5,919-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $16,881 | $5,956+183.4% | $7,714+118.8% | $3,740+351.3% |
| Admin fee / account holder | $16,690 | $7,243+130.4% | $12,431+34.3% | $5,306+214.5% |