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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $289,797 | $138,385+109.4% | $184,243+57.3% | $80,925+258.1% |
| Participation rate | 97.4% | 83.9%+13.5pp | 86.8%+10.6pp | 67.7%+29.8pp |
| Annual return | 13.75% | 20.02%-6.3pp | 28.82%-15.1pp | 35.65%-21.9pp |
| Employer contribution / active EE | $6,200 | $4,851+27.8% | $6,427-3.5% | $2,756+124.9% |
| Participant deferral / active EE | $18,670 | $7,075+163.9% | $9,132+104.4% | $4,299+334.3% |
| Admin fee / account holder | $28,622 | $10,489+172.9% | $13,914+105.7% | $6,940+312.4% |