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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $289,797 | $138,385+109.4% | $184,200+57.3% | $80,874+258.3% |
| Participation rate | 97.4% | 83.9%+13.6pp | 86.8%+10.6pp | 67.6%+29.8pp |
| Annual return | 13.75% | 20.02%-6.3pp | 28.80%-15.0pp | 35.62%-21.9pp |
| Employer contribution / active EE | $6,200 | $4,849+27.8% | $6,424-3.5% | $2,756+125.0% |
| Participant deferral / active EE | $18,670 | $7,073+164.0% | $9,132+104.4% | $4,297+334.5% |
| Admin fee / account holder | $28,622 | $10,483+173.0% | $13,907+105.8% | $6,935+312.7% |