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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,864 | $155,555-17.8% | $146,866-12.9% | $155,188-17.6% |
| Participation rate | 95.7% | 84.0%+11.7pp | 82.5%+13.1pp | 80.8%+14.8pp |
| Annual return | 17.25% | 115.41%-98.2pp | 102.85%-85.6pp | 148.84%-131.6pp |
| Employer contribution / active EE | $3,624 | $4,647-22.0% | $4,425-18.1% | $4,248-14.7% |
| Participant deferral / active EE | $11,264 | $8,044+40.0% | $7,759+45.2% | $6,531+72.5% |
| Admin fee / account holder | $560 | $14,755-96.2% | $13,620-95.9% | $14,480-96.1% |