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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,864 | $162,136-21.1% | $152,301-16.0% | $154,746-17.4% |
| Participation rate | 95.7% | 84.1%+11.5pp | 82.4%+13.2pp | 80.7%+15.0pp |
| Annual return | 17.25% | 91.02%-73.8pp | 80.50%-63.2pp | 172.34%-155.1pp |
| Employer contribution / active EE | $3,624 | $4,890-25.9% | $4,624-21.6% | $4,379-17.2% |
| Participant deferral / active EE | $11,264 | $8,341+35.0% | $8,004+40.7% | $6,730+67.4% |
| Admin fee / account holder | $560 | $15,759-96.4% | $14,398-96.1% | $14,365-96.1% |