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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,623 | $175,231-30.0% | $149,696-18.1% | $139,466-12.1% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 10.58% | 166.77%-156.2pp | 134.46%-123.9pp | 373.66%-363.1pp |
| Employer contribution / active EE | $9,582 | $5,478+74.9% | $4,821+98.8% | $4,754+101.6% |
| Participant deferral / active EE | $6,496 | $6,521-0.4% | $5,682+14.3% | $6,712-3.2% |
| Admin fee / account holder | $109,451 | $16,155+577.5% | $13,212+728.4% | $11,409+859.4% |