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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $553,631 | $167,353+230.8% | $143,797+285.0% | $134,545+311.5% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -19.13% | 0.48%-19.6pp | -0.04%-19.1pp | 418.37%-437.5pp |
| Employer contribution / active EE | $10,782 | $5,620+91.8% | $4,952+117.7% | $4,742+127.4% |
| Participant deferral / active EE | $13,771 | $6,447+113.6% | $5,638+144.2% | $6,401+115.1% |
| Admin fee / account holder | $2,913 | $18,096-83.9% | $14,679-80.2% | $11,431-74.5% |