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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,590 | $107,941-74.4% | $91,994-70.0% | $152,909-82.0% |
| Participation rate | 68.4% | 81.2%-12.8pp | 78.6%-10.2pp | 82.5%-14.0pp |
| Annual return | 21.76% | 89.28%-67.5pp | 69.04%-47.3pp | 345.46%-323.7pp |
| Employer contribution / active EE | $840 | $4,212-80.1% | $3,453-75.7% | $4,764-82.4% |
| Participant deferral / active EE | $2,903 | $6,366-54.4% | $5,924-51.0% | $5,851-50.4% |
| Admin fee / account holder | $133 | $10,521-98.7% | $7,744-98.3% | $11,601-98.9% |