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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,458 | $80,992-35.2% | $96,534-45.7% | $75,173-30.2% |
| Participation rate | 35.3% | 71.8%-36.5pp | 76.0%-40.7pp | 67.2%-31.9pp |
| Annual return | 13.58% | 27.05%-13.5pp | 25.88%-12.3pp | 160.72%-147.1pp |
| Employer contribution / active EE | $934 | $2,283-59.1% | $2,965-68.5% | $2,671-65.0% |
| Participant deferral / active EE | $3,802 | $3,929-3.2% | $4,851-21.6% | $4,126-7.9% |
| Admin fee / account holder | $227 | $6,717-96.6% | $8,253-97.3% | $5,651-96.0% |