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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,578 | $134,817-62.5% | $123,973-59.2% | $155,188-67.4% |
| Participation rate | 80.0% | 79.4%+0.6pp | 76.7%+3.3pp | 80.8%-0.8pp |
| Annual return | 15.31% | 515.49%-500.2pp | 388.13%-372.8pp | 148.84%-133.5pp |
| Employer contribution / active EE | $7,290 | $4,425+64.7% | $4,126+76.7% | $4,248+71.6% |
| Participant deferral / active EE | $7,382 | $5,706+29.4% | $5,247+40.7% | $6,531+13.0% |
| Admin fee / account holder | $307 | $13,245-97.7% | $11,799-97.4% | $14,480-97.9% |