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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,578 | $129,737-61.0% | $119,126-57.5% | $154,746-67.3% |
| Participation rate | 80.0% | 78.9%+1.1pp | 75.8%+4.2pp | 80.7%-0.7pp |
| Annual return | 15.31% | 379.08%-363.8pp | 282.11%-266.8pp | 172.34%-157.0pp |
| Employer contribution / active EE | $7,290 | $4,375+66.6% | $4,034+80.7% | $4,379+66.5% |
| Participant deferral / active EE | $7,382 | $5,842+26.4% | $5,318+38.8% | $6,730+9.7% |
| Admin fee / account holder | $307 | $11,961-97.4% | $10,693-97.1% | $14,365-97.9% |