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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,578 | $111,535-54.7% | $105,223-51.9% | $137,256-63.2% |
| Participation rate | 80.0% | 78.1%+1.9pp | 75.0%+5.0pp | 80.0%0pp |
| Annual return | 15.31% | 237.85%-222.5pp | 180.65%-165.3pp | 220.34%-205.0pp |
| Employer contribution / active EE | $7,290 | $3,939+85.0% | $3,689+97.6% | $4,156+75.4% |
| Participant deferral / active EE | $7,382 | $5,500+34.2% | $5,072+45.5% | $6,407+15.2% |
| Admin fee / account holder | $307 | $9,721-96.8% | $8,859-96.5% | $12,270-97.5% |