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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,285 | $160,040-19.8% | $147,096-12.8% | $145,877-12.1% |
| Participation rate | 88.9% | 84.0%+4.9pp | 82.2%+6.7pp | 80.3%+8.6pp |
| Annual return | 13.81% | 98.49%-84.7pp | 419.75%-405.9pp | 551.28%-537.5pp |
| Employer contribution / active EE | $2,344 | $5,289-55.7% | $4,936-52.5% | $4,663-49.7% |
| Participant deferral / active EE | $3,049 | $8,429-63.8% | $8,071-62.2% | $6,691-54.4% |
| Admin fee / account holder | $899 | $15,050-94.0% | $13,005-93.1% | $13,402-93.3% |