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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,183 | $157,304-72.5% | $141,197-69.4% | $152,909-71.8% |
| Participation rate | 80.0% | 84.8%-4.8pp | 82.5%-2.5pp | 82.5%-2.5pp |
| Annual return | 25.38% | 64.34%-39.0pp | 71.41%-46.0pp | 345.46%-320.1pp |
| Employer contribution / active EE | $3,255 | $5,263-38.2% | $4,736-31.3% | $4,764-31.7% |
| Participant deferral / active EE | $6,551 | $7,111-7.9% | $6,710-2.4% | $5,851+12.0% |
| Admin fee / account holder | $2,128 | $12,126-82.5% | $10,265-79.3% | $11,601-81.7% |