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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,235 | $176,688-11.6% | $130,660+19.6% | $152,909+2.2% |
| Participation rate | 81.8% | 79.0%+2.8pp | 71.7%+10.1pp | 82.5%-0.6pp |
| Annual return | 22.72% | 2693.08%-2670.4pp | 1709.29%-1686.6pp | 345.46%-322.7pp |
| Employer contribution / active EE | $4,666 | $5,743-18.7% | $4,092+14.0% | $4,764-2.0% |
| Participant deferral / active EE | $10,660 | $4,362+144.4% | $3,603+195.9% | $5,851+82.2% |
| Admin fee / account holder | $1,186 | $7,131-83.4% | $5,463-78.3% | $11,601-89.8% |