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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,371 | $92,219-37.8% | $76,767-25.3% | $135,380-57.6% |
| Participation rate | 100.0% | 79.8%+20.2pp | 77.0%+23.0pp | 82.6%+17.4pp |
| Annual return | -8.94% | 5.46%-14.4pp | 2.43%-11.4pp | 519.81%-528.7pp |
| Employer contribution / active EE | $7,660 | $3,216+138.2% | $2,485+208.2% | $4,779+60.3% |
| Participant deferral / active EE | $6,006 | $4,508+33.2% | $3,852+55.9% | $5,609+7.1% |
| Admin fee / account holder | $1,401 | $10,749-87.0% | $6,675-79.0% | $10,828-87.1% |