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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,201 | $157,304-2.6% | $141,197+8.5% | $152,909+0.2% |
| Participation rate | 83.3% | 84.8%-1.5pp | 82.5%+0.9pp | 82.5%+0.9pp |
| Annual return | 25.91% | 64.34%-38.4pp | 71.41%-45.5pp | 345.46%-319.6pp |
| Employer contribution / active EE | $5,427 | $5,263+3.1% | $4,736+14.6% | $4,764+13.9% |
| Participant deferral / active EE | $8,682 | $7,111+22.1% | $6,710+29.4% | $5,851+48.4% |
| Admin fee / account holder | $653 | $12,126-94.6% | $10,265-93.6% | $11,601-94.4% |