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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $242,039 | $135,956+78.0% | $123,894+95.4% | $273,972-11.7% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 10.96% | 56.63%-45.7pp | 47.52%-36.6pp | 41.46%-30.5pp |
| Employer contribution / active EE | $2,609 | $5,170-49.5% | $4,617-43.5% | $4,869-46.4% |
| Participant deferral / active EE | $9,817 | $6,343+54.8% | $5,984+64.0% | $5,287+85.7% |
| Admin fee / account holder | $47,242 | $9,817+381.2% | $8,357+465.3% | $10,133+366.2% |