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| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY11+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $136,793 |
401(K) ADVISORS INC9 years Service code 27 · EIN 33-0905143 | Advisory (Plan) | $58,661 |
MMA SECURITIES LLC1 year Service code 27 · EIN 22-3570392 | Advisory (Plan) | $21,493 |
MORNINGSTAR4 years Filed as: MORNINGSTAR INVESTMENT MANAGEMENT L Service code 26 · EIN 36-4317381 | Advisory (Participants) | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,388 | $65,904+147.9% | $160,784+1.6% | $79,634+105.2% |
| Participation rate | 99.3% | 56.2%+43.1pp | 77.0%+22.4pp | 62.5%+36.9pp |
| Annual return | 18.68% | 20.16%-1.5pp | 1803.92%-1785.2pp | 36.46%-17.8pp |
| Employer contribution / active EE | $9,275 | $1,805+413.8% | $3,733+148.5% | $2,529+266.7% |
| Participant deferral / active EE | $14,525 | $3,692+293.4% | $6,293+130.8% | $3,835+278.8% |
| Admin fee / account holder | $337 | $965-65.1% | $9,717-96.5% | $1,002-66.4% |