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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,105 | $107,809-77.6% | $90,657-73.4% | $135,380-82.2% |
| Participation rate | 66.7% | 78.0%-11.4pp | 74.0%-7.4pp | 82.6%-16.0pp |
| Annual return | 0.00% | -0.90%+0.9pp | 1.89%-1.9pp | 519.81%-519.8pp |
| Employer contribution / active EE | $1,063 | $3,018-64.8% | $2,532-58.0% | $4,779-77.8% |
| Participant deferral / active EE | $1,727 | $3,872-55.4% | $3,424-49.6% | $5,609-69.2% |
| Admin fee / account holder | $147 | $5,931-97.5% | $4,994-97.1% | $10,828-98.6% |