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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,385 | $96,691+56.6% | $86,656+74.7% | $139,487+8.5% |
| Participation rate | 83.3% | 74.4%+8.9pp | 71.7%+11.6pp | 80.3%+3.0pp |
| Annual return | 19.58% | 106.87%-87.3pp | 593.09%-573.5pp | 373.84%-354.3pp |
| Employer contribution / active EE | $18,906 | $3,267+478.7% | $3,025+524.9% | $4,755+297.6% |
| Participant deferral / active EE | $9,771 | $4,838+102.0% | $4,439+120.1% | $6,713+45.6% |
| Admin fee / account holder | $1,008 | $6,414-84.3% | $5,619-82.1% | $11,407-91.2% |