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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,677 | $81,476-55.0% | $102,383-64.2% | $80,925-54.7% |
| Participation rate | 60.0% | 66.8%-6.8pp | 74.5%-14.5pp | 67.7%-7.7pp |
| Annual return | 15.06% | 25.59%-10.5pp | 24.94%-9.9pp | 35.65%-20.6pp |
| Employer contribution / active EE | $2,629 | $3,105-15.3% | $3,870-32.1% | $2,756-4.6% |
| Participant deferral / active EE | $6,419 | $3,871+65.8% | $5,060+26.9% | $4,299+49.3% |
| Admin fee / account holder | $547 | $6,717-91.9% | $8,391-93.5% | $6,940-92.1% |