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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,068 | $45,566-82.3% | $64,105-87.4% | $59,633-86.5% |
| Participation rate | 70.0% | 60.2%+9.8pp | 68.2%+1.8pp | 68.7%+1.3pp |
| Annual return | -3.23% | 4.95%-8.2pp | 791.24%-794.5pp | 2041.40%-2044.6pp |
| Employer contribution / active EE | $172 | $934-81.6% | $1,820-90.6% | $2,203-92.2% |
| Participant deferral / active EE | $1,933 | $2,057-6.0% | $2,822-31.5% | $3,192-39.4% |
| Admin fee / account holder | $526 | $3,268-83.9% | $4,499-88.3% | $4,297-87.8% |