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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,367 | $65,364-39.8% | $92,909-57.6% | $72,975-46.1% |
| Participation rate | 61.8% | 68.3%-6.5pp | 76.0%-14.2pp | 69.5%-7.6pp |
| Annual return | 0.00% | 42.11%-42.1pp | 109.44%-109.4pp | 81.01%-81.0pp |
| Employer contribution / active EE | $1,104 | $2,594-57.4% | $3,653-69.8% | $2,440-54.7% |
| Participant deferral / active EE | $2,497 | $3,128-20.2% | $4,238-41.1% | $3,608-30.8% |
| Admin fee / account holder | $1,754 | $4,251-58.7% | $5,795-69.7% | $5,124-65.8% |