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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,743 | $112,131-69.9% | $95,964-64.8% | $158,982-78.8% |
| Participation rate | 66.7% | 79.0%-12.3pp | 77.1%-10.4pp | 82.0%-15.3pp |
| Annual return | 11.39% | 171.19%-159.8pp | 91.64%-80.3pp | 302.99%-291.6pp |
| Employer contribution / active EE | $1,131 | $3,199-64.6% | $2,541-55.5% | $4,763-76.2% |
| Participant deferral / active EE | $2,116 | $4,784-55.8% | $4,167-49.2% | $5,983-64.6% |
| Admin fee / account holder | $1,257 | $10,136-87.6% | $6,797-81.5% | $11,252-88.8% |