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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,640 | $150,447+19.4% | $136,298+31.8% | $147,586+21.7% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 19.79% | 1049.15%-1029.4pp | 5156.27%-5136.5pp | 578.59%-558.8pp |
| Employer contribution / active EE | $5,064 | $5,256-3.7% | $4,696+7.8% | $4,876+3.8% |
| Participant deferral / active EE | $14,800 | $6,631+123.2% | $6,247+136.9% | $5,439+172.1% |
| Admin fee / account holder | $1,870 | $10,906-82.9% | $9,244-79.8% | $10,886-82.8% |