Retirement plan

SPIRAL SOLUTIONS AND TECHNOLOGIES, INC. 401(K) PLA

Name: SPIRAL SOLUTIONS AND TECHNOLOGIES, INC. - SPIRAL SOLUTIONS AND TECHNOLOGIES, INC. 401(K) PLA (2015) Form 5500
Creator: SPIRAL SOLUTIONS AND TECHNOLOGIES, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, SPIRAL SOLUTIONS AND TECHNOLOGIES, INC. 401(K) PLA, SPIRAL SOLUTIONS AND TECHNOLOGIES, INC.

SPIRAL SOLUTIONS AND TECHNOLOGIES, INC.EIN 20-1299047Plan #001PY 2015

2203 HARVELL PLAZA DR STE 1 - BELLEVUE, NE 680052985402-505-7941ssandtech.comLinkedIn51-200 employeesdefense & space

Prospect flagsLow returns

How to read this page

Total assets (EOY)

$5.1M

No prior year

Total participants

154

No prior year

Average account balance

$35,732

No prior year

Annual return

-1.69%

No prior year

Benchmarks

See 825 peers

Peer group

Industry51 - Information

Plan typeDefined contribution

Participants100-249

Cohort825 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$9.10M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$95K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

131.5%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$803K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$11K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+15.63%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$3885

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
BENEFIT PLANS ADMIN SERVICES, INC.1+ years Filed as: BENEFIT PLANS, INC. Service code 13 16924 FRANCES STREET, SUITE 100 · OMAHA, NE 68130	Contract Administrator	$1,329
NATIONWIDE1+ years Service code 15 ONE NATIONWIDE PLZ · COLUMBUS, OH 43215	Recordkeeping	$0

Plan features & details

Pension benefit codes2G2J2K2S2T3D2E

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: BKD, LLP
Auditor EIN: 440160260
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$35,732

$48,313-26.0%

$73,309-51.3%

$52,331-31.7%

Participation rate

92.1%

68.6%+23.5pp

74.9%+17.2pp

68.1%+24.0pp

Annual return

-1.69%

3.85%-5.5pp

5.67%-7.4pp

4.54%-6.2pp

Employer contribution / active EE

$2,503

$1,661+50.7%

$3,237-22.7%

$1,882+33.0%

Participant deferral / active EE

$6,481

$4,189+54.7%

$4,991+29.8%

$3,022+114.4%

Admin fee / account holder

$404-100.0%

$5,635-100.0%

$592-100.0%

Provider

Service type

Compensation

BENEFIT PLANS ADMIN SERVICES, INC.1+ years

Filed as: BENEFIT PLANS, INC.

Service code 13

16924 FRANCES STREET, SUITE 100 · OMAHA, NE 68130

Contract Administrator

$1,329

NATIONWIDE1+ years

Service code 15

ONE NATIONWIDE PLZ · COLUMBUS, OH 43215

Recordkeeping

SPIRAL SOLUTIONS AND TECHNOLOGIES, INC. 401(K) PLA

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Audit opinioni

SPIRAL SOLUTIONS AND TECHNOLOGIES, INC. 401(K) PLA

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Audit opinion

Benchmarks

Service providers

Opportunity flags

Audit opinion