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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,036 | $71,534-42.6% | $98,462-58.3% | $71,529-42.6% |
| Participation rate | 44.7% | 72.7%-28.0pp | 75.2%-30.4pp | 67.9%-23.2pp |
| Annual return | 17.28% | 32.44%-15.2pp | 21.17%-3.9pp | 28.97%-11.7pp |
| Employer contribution / active EE | $1,093 | $2,399-54.4% | $3,049-64.1% | $2,590-57.8% |
| Participant deferral / active EE | $2,492 | $4,109-39.3% | $4,738-47.4% | $4,291-41.9% |
| Admin fee / account holder | $630 | $1,677-62.4% | $8,875-92.9% | $1,588-60.4% |