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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,437 | $78,607-32.0% | $105,624-49.4% | $74,478-28.3% |
| Participation rate | 42.5% | 72.8%-30.3pp | 75.3%-32.8pp | 67.2%-24.7pp |
| Annual return | 12.94% | 15.96%-3.0pp | 116.20%-103.3pp | 1370.56%-1357.6pp |
| Employer contribution / active EE | $1,118 | $2,523-55.7% | $3,168-64.7% | $2,626-57.4% |
| Participant deferral / active EE | $2,554 | $4,325-41.0% | $5,013-49.1% | $4,350-41.3% |
| Admin fee / account holder | $2,816 | $2,220+26.9% | $10,961-74.3% | $1,946+44.7% |