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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,375 | $217,432-59.4% | $185,851-52.4% | $167,553-47.3% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 13.69% | 148.43%-134.7pp | 122.11%-108.4pp | 478.89%-465.2pp |
| Employer contribution / active EE | $4,612 | $5,874-21.5% | $5,168-10.8% | $4,840-4.7% |
| Participant deferral / active EE | $2,957 | $6,357-53.5% | $5,569-46.9% | $6,343-53.4% |
| Admin fee / account holder | $2,681 | $19,820-86.5% | $16,245-83.5% | $12,316-78.2% |