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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,499 | $41,377-23.9% | $109,313-71.2% | $62,881-49.9% |
| Participation rate | 52.0% | 57.5%-5.5pp | 71.3%-19.3pp | 69.3%-17.3pp |
| Annual return | 7.50% | 11.05%-3.5pp | 22.07%-14.6pp | 20.14%-12.6pp |
| Employer contribution / active EE | $0 | $1,276-100.0% | $3,892-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $2,670 | $2,045+30.6% | $3,166-15.7% | $3,203-16.6% |
| Admin fee / account holder | $9 | $2,884-99.7% | $5,666-99.8% | $4,296-99.8% |