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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,591 | $51,638+81.2% | $129,406-27.7% | $80,959+15.6% |
| Participation rate | 35.7% | 56.9%-21.2pp | 69.6%-33.9pp | 67.7%-32.0pp |
| Annual return | 14.61% | 20.78%-6.2pp | 9468.18%-9453.6pp | 35.67%-21.1pp |
| Employer contribution / active EE | $0 | $1,584-100.0% | $4,155-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $1,461 | $2,670-45.3% | $4,167-64.9% | $4,300-66.0% |
| Admin fee / account holder | $25 | $4,313-99.4% | $7,689-99.7% | $6,925-99.6% |