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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,862 | $157,296-71.5% | $141,191-68.2% | $152,897-70.7% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 21.31% | 64.34%-43.0pp | 71.41%-50.1pp | 345.43%-324.1pp |
| Employer contribution / active EE | $20,558 | $5,262+290.7% | $4,736+334.1% | $4,764+331.6% |
| Participant deferral / active EE | $84,927 | $7,111+1094.3% | $6,710+1165.7% | $5,851+1351.5% |
| Admin fee / account holder | $22,907 | $12,125+88.9% | $10,264+123.2% | $11,599+97.5% |