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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,192 | $93,617-5.8% | $135,982-35.1% | $75,177+17.3% |
| Participation rate | 78.2% | 75.2%+3.0pp | 81.9%-3.7pp | 67.2%+11.0pp |
| Annual return | 14.31% | 30.89%-16.6pp | 68.32%-54.0pp | 160.75%-146.4pp |
| Employer contribution / active EE | $8,980 | $3,538+153.8% | $4,859+84.8% | $2,671+236.2% |
| Participant deferral / active EE | $6,148 | $6,406-4.0% | $7,760-20.8% | $4,126+49.0% |
| Admin fee / account holder | $3,622 | $6,980-48.1% | $10,767-66.4% | $5,651-35.9% |