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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,924 | $175,259+10.1% | $149,723+28.9% | $139,487+38.3% |
| Participation rate | 66.7% | 83.4%-16.7pp | 78.8%-12.1pp | 80.3%-13.7pp |
| Annual return | 13.51% | 166.82%-153.3pp | 134.50%-121.0pp | 373.84%-360.3pp |
| Employer contribution / active EE | $1,360 | $5,478-75.2% | $4,821-71.8% | $4,755-71.4% |
| Participant deferral / active EE | $4,247 | $6,522-34.9% | $5,682-25.3% | $6,713-36.7% |
| Admin fee / account holder | $2,924 | $16,158-81.9% | $13,215-77.9% | $11,407-74.4% |