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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,990 | $95,979-24.0% | $74,551-2.1% | $135,380-46.1% |
| Participation rate | 30.0% | 75.7%-45.7pp | 69.1%-39.1pp | 82.6%-52.6pp |
| Annual return | -2.45% | 56.97%-59.4pp | 32.53%-35.0pp | 519.81%-522.3pp |
| Employer contribution / active EE | $695 | $2,716-74.4% | $1,961-64.6% | $4,779-85.5% |
| Participant deferral / active EE | $2,603 | $3,844-32.3% | $3,108-16.3% | $5,609-53.6% |
| Admin fee / account holder | $0 | $6,522-100.0% | $5,059-100.0% | $10,828-100.0% |