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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $264,485 | $141,004+87.6% | $112,273+135.6% | $139,466+89.6% |
| Participation rate | 75.0% | 79.2%-4.2pp | 72.4%+2.6pp | 80.3%-5.3pp |
| Annual return | 16.13% | 32.75%-16.6pp | 30.23%-14.1pp | 373.66%-357.5pp |
| Employer contribution / active EE | $14,860 | $4,285+246.8% | $3,431+333.1% | $4,754+212.6% |
| Participant deferral / active EE | $15,436 | $5,878+162.6% | $4,800+221.6% | $6,712+130.0% |
| Admin fee / account holder | $1,305 | $9,959-86.9% | $7,752-83.2% | $11,409-88.6% |