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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,131 | $150,445-71.3% | $136,297-68.4% | $147,585-70.8% |
| Participation rate | 90.0% | 84.4%+5.6pp | 81.9%+8.1pp | 82.8%+7.2pp |
| Annual return | 23.19% | 1049.14%-1025.9pp | 5156.16%-5133.0pp | 578.57%-555.4pp |
| Employer contribution / active EE | $2,657 | $5,256-49.4% | $4,696-43.4% | $4,876-45.5% |
| Participant deferral / active EE | $5,124 | $6,631-22.7% | $6,247-18.0% | $5,439-5.8% |
| Admin fee / account holder | $356 | $10,906-96.7% | $9,244-96.2% | $10,885-96.7% |