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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $486,582 | $142,409+241.7% | $119,634+306.7% | $134,545+261.7% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.3%+20.7pp | 81.2%+18.8pp |
| Annual return | -33.02% | -12.46%-20.6pp | -14.98%-18.0pp | 418.37%-451.4pp |
| Employer contribution / active EE | $26,959 | $5,224+416.0% | $4,232+537.0% | $4,742+468.6% |
| Participant deferral / active EE | $22,825 | $6,468+252.9% | $5,601+307.5% | $6,401+256.6% |
| Admin fee / account holder | $2,429 | $13,594-82.1% | $10,329-76.5% | $11,431-78.8% |