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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,652 | $124,346-85.8% | $111,308-84.1% | $167,536-89.5% |
| Participation rate | 100.0% | 79.6%+20.4pp | 77.3%+22.7pp | 82.1%+17.9pp |
| Annual return | 15.23% | 37.45%-22.2pp | 54.67%-39.4pp | 478.82%-463.6pp |
| Employer contribution / active EE | $1,803 | $3,437-47.6% | $2,732-34.0% | $4,839-62.8% |
| Participant deferral / active EE | $2,196 | $5,182-57.6% | $4,487-51.1% | $6,342-65.4% |
| Admin fee / account holder | $1,699 | $10,621-84.0% | $7,965-78.7% | $12,315-86.2% |