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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,382 | $167,362-77.7% | $143,799-74.0% | $134,532-72.2% |
| Participation rate | 81.0% | 84.8%-3.9pp | 80.3%+0.6pp | 81.2%-0.3pp |
| Annual return | -15.97% | 0.47%-16.4pp | -0.04%-15.9pp | 418.27%-434.2pp |
| Employer contribution / active EE | $1,899 | $5,620-66.2% | $4,952-61.7% | $4,741-60.0% |
| Participant deferral / active EE | $6,311 | $6,447-2.1% | $5,638+11.9% | $6,401-1.4% |
| Admin fee / account holder | $751 | $18,094-95.8% | $14,677-94.9% | $11,429-93.4% |