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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,373 | $100,805-19.3% | $86,698-6.1% | $134,532-39.5% |
| Participation rate | 100.0% | 79.0%+21.0pp | 76.6%+23.4pp | 81.2%+18.8pp |
| Annual return | 54.90% | 29.09%+25.8pp | 35.95%+18.9pp | 418.27%-363.4pp |
| Employer contribution / active EE | $4,717 | $3,490+35.2% | $2,837+66.3% | $4,741-0.5% |
| Participant deferral / active EE | $6,891 | $5,339+29.1% | $4,656+48.0% | $6,401+7.7% |
| Admin fee / account holder | $1,231 | $10,925-88.7% | $7,493-83.6% | $11,429-89.2% |