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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $437,799 | $202,440+116.3% | $169,390+158.5% | $139,466+213.9% |
| Participation rate | 100.0% | 81.1%+18.9pp | 77.2%+22.8pp | 80.3%+19.7pp |
| Annual return | 17.24% | 532.36%-515.1pp | 406.07%-388.8pp | 373.66%-356.4pp |
| Employer contribution / active EE | $3,754 | $4,693-20.0% | $4,013-6.4% | $4,754-21.0% |
| Participant deferral / active EE | $12,375 | $6,940+78.3% | $6,222+98.9% | $6,712+84.4% |
| Admin fee / account holder | $15,086 | $10,722+40.7% | $9,015+67.3% | $11,409+32.2% |