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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,835 | $175,231-37.3% | $149,696-26.6% | $139,466-21.2% |
| Participation rate | 66.7% | 83.4%-16.7pp | 78.8%-12.1pp | 80.3%-13.7pp |
| Annual return | 13.40% | 166.77%-153.4pp | 134.46%-121.1pp | 373.66%-360.3pp |
| Employer contribution / active EE | $14,391 | $5,478+162.7% | $4,821+198.5% | $4,754+202.7% |
| Participant deferral / active EE | $6,326 | $6,521-3.0% | $5,682+11.3% | $6,712-5.8% |
| Admin fee / account holder | $24,294 | $16,155+50.4% | $13,212+83.9% | $11,409+112.9% |