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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,950 | $106,236+44.9% | $96,496+59.5% | $139,427+10.4% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 15.60% | 38.43%-22.8pp | 35.70%-20.1pp | 373.27%-357.7pp |
| Employer contribution / active EE | $2,577 | $4,104-37.2% | $3,738-31.0% | $4,752-45.8% |
| Participant deferral / active EE | $16,297 | $5,455+198.8% | $4,879+234.0% | $6,711+142.8% |
| Admin fee / account holder | $1,678 | $7,879-78.7% | $6,731-75.1% | $11,404-85.3% |