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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,318 | $113,941-69.0% | $94,229-62.5% | $125,389-71.8% |
| Participation rate | 100.0% | 82.9%+17.1pp | 78.8%+21.2pp | 83.2%+16.8pp |
| Annual return | -3.82% | 5.29%-9.1pp | 10.68%-14.5pp | 282.24%-286.1pp |
| Employer contribution / active EE | $11,777 | $4,727+149.1% | $3,587+228.4% | $4,866+142.0% |
| Participant deferral / active EE | $8,141 | $5,179+57.2% | $4,320+88.4% | $5,352+52.1% |
| Admin fee / account holder | $2,411 | $8,392-71.3% | $6,269-61.5% | $9,541-74.7% |