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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $289,577 | $167,353+73.0% | $143,797+101.4% | $134,545+115.2% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -16.06% | 0.48%-16.5pp | -0.04%-16.0pp | 418.37%-434.4pp |
| Employer contribution / active EE | $1,003 | $5,620-82.2% | $4,952-79.7% | $4,742-78.8% |
| Participant deferral / active EE | $7,922 | $6,447+22.9% | $5,638+40.5% | $6,401+23.8% |
| Admin fee / account holder | $2,280 | $18,096-87.4% | $14,679-84.5% | $11,431-80.1% |