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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,604 | $138,114-46.7% | $125,391-41.3% | $134,545-45.3% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -17.40% | 750.88%-768.3pp | 572.41%-589.8pp | 418.37%-435.8pp |
| Employer contribution / active EE | $4,279 | $5,246-18.4% | $4,816-11.1% | $4,742-9.8% |
| Participant deferral / active EE | $17,733 | $7,801+127.3% | $7,448+138.1% | $6,401+177.0% |
| Admin fee / account holder | $1,087 | $11,570-90.6% | $10,009-89.1% | $11,431-90.5% |