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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,167 | $76,696-11.1% | $96,538-29.4% | $71,529-4.7% |
| Participation rate | 63.9% | 66.6%-2.7pp | 74.3%-10.5pp | 67.9%-4.0pp |
| Annual return | 31.07% | 48.32%-17.2pp | 35.74%-4.7pp | 28.97%+2.1pp |
| Employer contribution / active EE | $2,816 | $3,032-7.1% | $3,740-24.7% | $2,590+8.7% |
| Participant deferral / active EE | $6,851 | $3,770+81.7% | $4,880+40.4% | $4,291+59.6% |
| Admin fee / account holder | $8,952 | $2,030+341.0% | $6,737+32.9% | $1,588+463.5% |