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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,704 | $80,781+8.6% | $102,437-14.4% | $74,478+17.8% |
| Participation rate | 61.5% | 65.7%-4.1pp | 74.5%-13.0pp | 67.2%-5.7pp |
| Annual return | 22.77% | 27.58%-4.8pp | 24.95%-2.2pp | 1370.56%-1347.8pp |
| Employer contribution / active EE | $2,894 | $3,160-8.4% | $3,871-25.2% | $2,626+10.2% |
| Participant deferral / active EE | $7,358 | $3,862+90.5% | $5,060+45.4% | $4,350+69.1% |
| Admin fee / account holder | $1,646 | $2,372-30.6% | $8,388-80.4% | $1,946-15.4% |