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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,704 | $80,748+8.6% | $102,383-14.3% | $74,429+17.8% |
| Participation rate | 61.5% | 65.7%-4.1pp | 74.5%-13.0pp | 67.2%-5.7pp |
| Annual return | 22.77% | 27.57%-4.8pp | 24.94%-2.2pp | 1368.38%-1345.6pp |
| Employer contribution / active EE | $2,894 | $3,159-8.4% | $3,870-25.2% | $2,625+10.3% |
| Participant deferral / active EE | $7,358 | $3,861+90.6% | $5,060+45.4% | $4,348+69.2% |
| Admin fee / account holder | $1,646 | $2,371-30.6% | $8,391-80.4% | $1,944-15.3% |